Helping Homeowners Move: How NOLA Buys Houses Eases the Transition

Selling a house can be a complex and stressful process, especially when you need the funds from the sale to move your belongings out of the house. At NOLA Buys Houses, we understand these challenges and have developed real world solutions to help homeowners in the greater New Orleans area. Whether you need a small loan for immediate moving expenses or a structured escrow agreement for a larger move, we’re here to make the process as stress-free as possible.

Understanding the Moving Dilemma

Many homeowners face a catch-22 when selling their homes: they need the proceeds from the sale to afford moving expenses, but they need to move out before the sale can be completed. This situation can create a significant obstacle, particularly if the homeowner lacks the necessary funds to cover immediate costs like hiring movers, renting a truck, or securing temporary housing.

At NOLA Buys Houses, we encounter this scenario frequently and have tailored our approach to address these financial hurdles directly. Here’s how we help:

Small Loans for Immediate Moving Expenses

For homeowners who need a relatively small amount of money—typically between $300 and $500—to cover immediate moving costs, we offer short-term loans. This solution is ideal for situations where a little bit of cash can make a big difference. Here’s how it works:

  1. Assessment of Needs: During our initial consultation, we discuss your moving needs and determine if a small loan would be beneficial. This is a straightforward conversation where we understand the specific costs you need to cover.
  2. Loan Agreement: If we agree that a small loan is appropriate, we draw up a simple loan agreement. This document outlines the loan amount, the purpose of the loan, and the terms of repayment.
  3. Disbursement of Funds: Once the agreement is signed and we have verified that the title to the property is free of any liens (or that anything owed can be paid off throught he sale proceeds), we promptly disburse the funds to you. This ensures you have the money you need to handle immediate moving expenses, such as hiring movers or renting a moving truck.
  4. Repayment: The loan amount is typically deducted from the proceeds of the house sale when we close, ensuring that you can focus on your move without worrying about immediate financial repayment.

Escrow Agreements for Larger Moves

For homeowners with more extensive moving needs, a more structured solution is often required. In these cases, we use an escrow agreement managed by our trusted title attorney. This method provides a secure and efficient way to ensure you have the funds necessary to move while also safeguarding the interests of both parties. Here’s how this process works:

  1. Determining the Moving Costs: We work with you to estimate the total costs associated with your move. This includes expenses like hiring professional movers, transportation, and temporary or permanent housing if needed.
  2. Escrow Agreement: At the time of sale (when we buy the property from you), we enter into an escrow agreement. This involves the title attorney holding back a portion of the sale proceeds—usually in the neighborhood of $3,000 – $5,000—in an escrow account. The exact amount can vary based on the estimated moving costs.
  3. Disbursement of Funds: The remaining proceeds from the sale are disbursed to you immediately, providing you with the bulk of the sale amount. The $3,000 – $5,000 held in escrow ensures that you have a financial safety net to cover your moving expenses.
  4. Agreed-upon Vacating Period: As part of the escrow agreement, we establish a clear timeline for vacating the property. Typically, this period is between 7 to 10 days, giving you ample time to complete your move without undue pressure.
  5. Inspection and Release of Funds: Once you have vacated the property within the agreed-upon timeframe, we conduct a final inspection to ensure the house is empty and in the expected condition. Upon satisfactory inspection, the funds held in escrow are released to you, providing you with the remaining balance of the sale proceeds.
  6. Contingencies and Communication: Throughout this process, clear communication is key. We maintain open lines of communication to address any concerns or issues that may arise, ensuring that the transition is as smooth and stress-free as possible.

The Benefits of Our Approach

Our tailored solutions offer several significant benefits for homeowners:

  • Peace of Mind: Knowing that you have the necessary funds to move can alleviate a great deal of stress. Our loan and escrow options provide financial certainty, allowing you to focus on the logistics of your move.
  • Flexible Solutions: Whether you need a small loan for immediate expenses or a more substantial escrow agreement, we offer flexible solutions to meet your specific needs.
  • Smooth Transition: By providing the financial support you need, we help ensure a smooth transition from your old home to your new one. This is especially important in cases where moving expenses could otherwise delay or complicate the sale.
  • Professional Support: Our experienced team and trusted title attorney handle all aspects of the transaction professionally and efficiently, making sure that all legal and financial details are properly managed.

Real-Life Examples

To illustrate the effectiveness of our approach, here are a couple of real-life examples:

  1. The Bordelon Family: The Bordelon’s needed $400 to cover the cost of renting a moving truck and hiring a few helpers. We provided a small loan, which allowed them to move out promptly. The loan amount was deducted from the sale proceeds, making the process seamless and stress-free.
  2. Ms. Rodriguez: Ms. Rodriguez was moving to another state and needed significant funds to cover the cost of professional movers and temporary housing. We set up an escrow agreement with $5,000 held back at closing. She received the bulk of the sale proceeds immediately and had 10 days to complete her move. Once she vacated the property, the escrow funds were released to her, ensuring she had the necessary resources to settle into her new home.


At NOLA Buys Houses, we go beyond simply buying homes—we provide comprehensive support to ensure that your transition is smooth and worry-free. Our small loan and escrow options are designed to address the unique challenges homeowners face when selling their homes and moving. By offering these tailored solutions, we aim to make the process as easy and stress-free as possible.

If you’re considering selling your home and are concerned about the logistics and costs of moving, contact NOLA Buys Houses today. We’re here to provide the financial support and professional expertise you need to move forward with confidence.

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