Experiencing a fire or flood in your New Orleans home can be overwhelming. Between insurance claims, safety concerns, and the emotional toll, deciding what to do next is tough.
If you’re considering selling your house after a disaster, here’s what you need to know to make a smart, stress-free move.

Understand the Extent of Damage
Before you list or sell, get a professional inspection. Even if the damage seems minor, hidden issues like mold, structural damage, or electrical hazards can be deal breakers for traditional buyers.
- Flood Damage: Louisiana is no stranger to flood events. Standing water, even for a short time, can lead to extensive drywall, flooring, and foundation damage.
- Fire Damage: Beyond visible burns or charring, smoke damage, toxic residue, and weakened structures all impact value and safety.
Related read: Can You Sell a Vacant or Abandoned Property in New Orleans?
Real Stories From Homeowners We’ve Worked with
Discover how local homeowners successfully sold their properties with ease and confidence through NOLA Buys Houses.

“Honest, fair, and fast , Carl completely changed my view of cash buyers.”
Cash house buyers have a bad reputation but my experience with Carl was the complete opposite. If you find yourself in a situation with a property and you need out quick NOLA BUYS HOUSES is a great option. Carl is honest and fair. He will give you a good price for your house regardless of it’s condition. He gave great advice for free too.

Nola Tour Guy

“Carl delivered a same-day offer and closed in under a week.”
Carl made selling Mom’s house easy and fast. We didn’t have much time to sell, and the house was in poor condition to even consider fixing up to sell. Carl came over quickly and had a bid the same day. The house is now completely sold and closed in less than one week. Thank you for your quick action!

Joe R.

Selling As-Is: What It Means Post-Disaster
Selling “as-is” means you’re not making repairs or renovations before the sale. For homeowners dealing with disaster recovery, this route offers speed and simplicity.
- You avoid the time and expense of hiring contractors.
- You shift repair responsibility to the buyer.
- You don’t have to risk further delays from permitting or insurance negotiations.
We’re NOLA Buys Houses, and we specialize in buying homes as-is, even if there’s fire or flood damage. We’ve purchased houses with extensive interior damage, mold, or even partially collapsed walls.
Related read: Selling a House with Code Violations in New Orleans.
Cash Buyers Can Close Fast, Even When Insurance Is Involved
A common concern is whether you can sell if you’re still working with your insurance company. The answer? Yes. You don’t have to wait for your claim to be settled.
Experienced local cash buyers like us can:
- Work with your insurance timeline
- Purchase homes before or after insurance pay-outs
- Support your transition to your next place
We can also provide documentation for your insurance company, such as purchase agreements or value estimates, which may support your claim.
Disclosure and Legal Requirements in New Orleans
In Louisiana, sellers must disclose material defects, including fire or flood history. But don’t worry, this doesn’t mean you can’t sell fast.
What you need to disclose:
- Date and cause of the fire or flood (if known)
- Areas of the home affected
- Any cleanup or remediation done
- Insurance claim status, if relevant
Note: As-is buyers like NOLA Buys Houses still buy homes even with full disclosure. Our goal is to make it easy for you.
Related read: Selling a House with Tenants in New Orleans: What Landlords Need to Know.
Why NOLA Buys Houses Is a Trusted Option After Disaster
We’ve been buying homes in New Orleans since 2001 and have seen all types of property challenges. We’re local, family-owned, and understand how devastating floods and fires can be. Our home-buying process is simple:

Check Out How It Works
Learn exactly how we develop our offers and how the process works. It’s really very simple & easy.

Learn More About us
Before selling to us, get to know us. Everything we do is based on honesty and transparency.

Get Your Cash Offer
Fill in the form and we’ll contact you with your offer! There is no pressure & no obligation to accept.
Don’t Spend More Trying to “Fix It Up” First
After a disaster, it’s tempting to make cosmetic repairs so the home looks better. But partial fixes can:
- Delay the sale
- Lead to out-of-pocket expenses you won’t recoup
- Cause liability issues if undiscovered damage is left behind
Instead, consider a fair cash offer that lets you walk away cleanly.
You Don’t Have to Rebuild Alone
Selling a home after a fire or flood doesn’t have to be a long, expensive process. Whether you’re tired of dealing with repairs, insurance stress, or just want to move on, NOLA Buys Houses is here for you.
Contact us today to get a cash offer and find the relief you deserve.
